🏛️ 7th CPC Pay Level 12 Salary

Pay Level 12 starts at a basic pay of ₹78,800 and rises to ₹2,09,200 over 34 cells. With DA at 63% from 1 July 2026, the entry gross salary is ₹1,63,820 a month in an X city and about ₹1,34,414 in hand.

Entry basic pay₹78,800
Maximum basic₹2,09,200
Entry gross (X city)₹1,63,820
Entry in-hand (X city)₹1,34,414

Level 12 salary at entry (₹78,800 basic)

MonthlyX cityY cityZ city
Basic pay₹78,800₹78,800₹78,800
DA (63%)₹49,644₹49,644₹49,644
HRA (30% / 20% / 10%)₹23,640₹15,760₹7,880
Transport + DA on TA₹11,736₹11,736₹5,868
Gross salary₹1,63,820₹1,55,940₹1,42,192
− NPS (10% of basic + DA)₹12,844₹12,844₹12,844
− CGHS₹1,000₹1,000₹1,000
− CGEGIS₹120₹120₹120
− Income tax (new regime, est.)₹15,441₹13,802₹10,943
In-hand salary₹1,34,414₹1,28,173₹1,17,285

X cities are the big metros (Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Ahmedabad, Pune); Y cities are other large cities and state capitals; everywhere else is Z. Transport allowance is at the higher (TPTA) rate in X and Y cities. The government also adds 14% of basic + DA (₹17,982) to your NPS account.

Level 12 pay matrix: all 34 cells

CellBasic payDA (63%)Gross (X city)In-hand (X city)
Cell 1₹78,800₹49,644₹1,63,820₹1,34,414
Cell 2₹81,200₹51,156₹1,68,452₹1,37,692
Cell 3₹83,600₹52,668₹1,73,084₹1,40,960
Cell 4₹86,100₹54,243₹1,77,909₹1,44,123
Cell 5₹88,700₹55,881₹1,82,927₹1,47,413
Cell 6₹91,400₹57,582₹1,88,138₹1,50,829
Cell 7₹94,100₹59,283₹1,93,349₹1,54,245
Cell 8₹96,900₹61,047₹1,98,753₹1,57,788
Cell 9₹99,800₹62,874₹2,04,350₹1,61,457
Cell 10₹1,02,800₹64,764₹2,10,140₹1,65,050
Cell 11₹1,05,900₹66,717₹2,16,123₹1,68,661
Cell 12₹1,09,100₹68,733₹2,22,299₹1,72,388
Cell 13₹1,12,400₹70,812₹2,28,668₹1,76,232
Cell 14₹1,15,800₹72,954₹2,35,230₹1,80,193
Cell 15₹1,19,300₹75,159₹2,41,985₹1,84,270
Cell 16₹1,22,900₹77,427₹2,48,933₹1,88,463
Cell 17₹1,26,600₹79,758₹2,56,074₹1,92,773
Cell 18₹1,30,400₹82,152₹2,63,408₹1,97,199
Cell 19₹1,34,300₹84,609₹2,70,935₹2,01,742
Cell 20₹1,38,300₹87,129₹2,78,655₹2,06,402
Cell 21₹1,42,400₹89,712₹2,86,568₹2,11,178
Cell 22₹1,46,700₹92,421₹2,94,867₹2,16,186
Cell 23₹1,51,100₹95,193₹3,03,359₹2,21,312
Cell 24₹1,55,600₹98,028₹3,12,044₹2,26,553
Cell 25₹1,60,300₹1,00,989₹3,21,115₹2,32,028
Cell 26₹1,65,100₹1,04,013₹3,30,379₹2,37,619
Cell 27₹1,70,100₹1,07,163₹3,40,029₹2,43,444
Cell 28₹1,75,200₹1,10,376₹3,49,872₹2,49,384
Cell 29₹1,80,500₹1,13,715₹3,60,101₹2,55,558
Cell 30₹1,85,900₹1,17,117₹3,70,523₹2,61,848
Cell 31₹1,91,500₹1,20,645₹3,81,331₹2,68,371
Cell 32₹1,97,200₹1,24,236₹3,92,332₹2,75,011
Cell 33₹2,03,100₹1,27,953₹4,03,719₹2,81,883
Cell 34₹2,09,200₹1,31,796₹4,15,492₹2,88,989

One annual increment moves you to the next cell (about 3%). A promotion or MACP moves you to the next level, to the cell equal to or just above your current basic after one notional increment.

About Level 12

Old grade pay (6th CPC)7,600
Old pay bandPB-3
Typical postsJunior Administrative Grade, e.g. Deputy Secretary
Number of cells34
Entry → maximum basic₹78,800 → ₹2,09,200
Entry annual gross (X city)₹19,65,840

Examples of posts are typical; the exact level depends on the department's recruitment rules.

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Browse the 7th Pay Commission pay matrix and see the next few annual increment stages.
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For income tax under the OLD regime only: how much of your 7th CPC House Rent Allowance is tax-free for FY 2026-27, from your pay level, city and the rent you pay. Under the new regime all HRA is taxable.
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Frequently asked questions

What is the in-hand salary for Level 12?

At the entry basic of ₹78,800 and DA 63%, in-hand salary is about ₹1,34,414 (X city), ₹1,28,173 (Y city) and ₹1,17,285 (Z city) a month, after NPS, CGHS, CGEGIS and estimated income tax.

What was the grade pay for Level 12?

Level 12 corresponds to the 6th CPC grade pay 7,600 in PB-3.

How much is DA on Level 12 basic pay?

At 63%, DA on the entry basic of ₹78,800 is ₹49,644 a month.

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