🏛️ 7th Pay Commission Pay Levels 1–18: Salary & In-Hand

🏛️ 7th CPC pay levels at a glance (DA 63%)

Gross and in-hand are monthly at the first cell of each level in an X-class city, with DA at 63% (from 1 July 2026), HRA 30%, transport allowance at the higher city rate, and NPS, CGHS, CGEGIS and income tax (new regime) deducted.

🧾 How 7th CPC salary is made up

• Basic pay: a cell of the pay matrix. Each annual increment (1 January or 1 July) moves you one cell down, about 3% higher.
• Dearness Allowance (DA): 63% of basic from 1 July 2026, revised twice a year from the CPI-IW inflation index.
• House Rent Allowance (HRA): 30% of basic in X cities, 20% in Y and 10% in Z (minimum ₹5,400, ₹3,600 and ₹1,800), because DA is above 50%.
• Transport Allowance (TA): ₹1,350–7,200 a month depending on level and city, plus DA on TA.
• Deductions: NPS (10% of basic + DA; the government adds 14%), CGHS, CGEGIS, income tax and any professional tax.
• The 8th Pay Commission has been constituted; until its recommendations are accepted and notified, pay follows this 7th CPC matrix.