KVP doubles your deposit over its fixed government-notified tenure.
Fill in the details and click Calculate to see your results.
This calculator is also in our free app. Sign in with the same account to keep your history in sync.
Kisan Vikas Patra (KVP) is a Post Office savings certificate whose promise is simple: your money doubles. You invest a lump sum and receive twice that amount at maturity.
The time it takes to double depends on the interest rate the government notifies for KVP, which is reviewed regularly.
| Deposit Amount | ₹100,000 |
| Maturity amount | ₹2,00,000 |
| Amount invested | ₹1,00,000 |
| Interest earned | ₹1,00,000 |
| Doubles in | 115 months (9 years 7 months) at 7.5% a year, compounded yearly |
| If bought today, matures on | 9 Jun 2036 |
| Premature encashment | Allowed after 2½ years, at a reduced value |
Maturity ₹2,00,000; 115 months (9 years 7 months) at 7.5% a year, compounded yearly.
| Deposit Amount | ₹500,000 |
| Maturity amount | ₹10,00,000 |
| Amount invested | ₹5,00,000 |
| Interest earned | ₹5,00,000 |
| Doubles in | 115 months (9 years 7 months) at 7.5% a year, compounded yearly |
| If bought today, matures on | 9 Jun 2036 |
| Premature encashment | Allowed after 2½ years, at a reduced value |
Maturity ₹10,00,000.
It depends on the rate notified each quarter. A higher rate means a shorter doubling period. Check the latest figure at your post office.
Yes. The gain is taxable as interest income and there is no tax benefit on the investment.
Premature encashment is allowed only after a lock-in period and in specific cases, so confirm the rules before investing.
7.5% a year compounded yearly. The rate is set by the Government of India every quarter; check the current rate with India Post or your bank.