2-year scheme for women with quarterly compounding.
Fill in the details and click Calculate to see your results.
This calculator is also in our free app. Sign in with the same account to keep your history in sync.
The Mahila Samman Savings Certificate (MSSC) was a two-year small savings scheme for women and girls, launched in April 2023, paying 7.5% a year compounded quarterly, with a maximum deposit of ₹2 lakh.
The scheme took new deposits until 31 March 2025. Existing certificates continue to maturity. This calculator shows what a deposit grows to over the two-year term, so account holders can check their maturity value.
| Deposit Amount | ₹200,000 |
| Annual Interest Rate | 7.5% |
| Maturity amount after 2 years | ₹2,32,044 |
| Interest earned | ₹32,044 |
| Deposited | ₹2,00,000 |
| Effective yearly return | 7.71% |
Maturity ₹2,32,044.
| Deposit Amount | ₹100,000 |
| Annual Interest Rate | 7.5% |
| Maturity amount after 2 years | ₹1,16,022 |
| Interest earned | ₹16,022 |
| Deposited | ₹1,00,000 |
| Effective yearly return | 7.71% |
Maturity ₹1,16,022.
New deposits were accepted until 31 March 2025. Check with your post office or bank for any extension.
About ₹2,32,044 after 2 years at 7.5% compounded quarterly.
Yes, it is added to your income and taxed at your slab rate; there is no 80C benefit.