👵 UK State Pension Age & Amount Calculator

When can you get your State Pension, and how much will it be?

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You need 35 for the full amount and at least 10 to get any.

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Fill in the details and click Calculate to see your results.

Formula at a glance

UK State Pension Calculator: Weekly amount — £241.30 × qualifying years ÷ 35. Example: Born 15 August 1960, 30 years → Your State Pension age: 66 and 5 months
How the UK State Pension Calculator works: Weekly amount — £241.30 × qualifying years ÷ 35

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📘 About the UK State Pension Age & Amount Calculator

The State Pension age is 66 and is rising to 67 for people born on or after 6 April 1960 (phased in month by month until March 1961) and is set to reach 68 for people born after 5 April 1977. The calculator gives your exact date.

The full new State Pension is £241.30 a week from April 2026. You need 35 qualifying years of National Insurance for the full amount and at least 10 for any; each year between is worth 1/35th. Deferring adds 1% for every 9 weeks you wait.

🧮 Formula

Weekly amount
£241.30 × qualifying years ÷ 35
Deferral
+1% for every 9 weeks (5.8% a year)

✏️ Worked examples

Born 15 August 1960, 30 years

You enter
Date of birth15 Aug 1960
National Insurance qualifying years30 years
Weeks you plan to defer (optional)0 weeks
You get
Your State Pension age66 and 5 months
You reach it on15 January 2027
Time from today0 years 2 months
Estimated State Pension a week£206.83
A year£10,755
Every 4 weeks (how it is paid)£827.31
Each extra qualifying year adds£6.89 a week (£359 a year, for life)

State Pension age 66 and 5 months.

Born 10 March 1985, 35 years

You enter
Date of birth10 Mar 1985
National Insurance qualifying years35 years
Weeks you plan to defer (optional)0 weeks
You get
Your State Pension age68
You reach it on10 March 2053
Time from today26 years 3 months
Estimated State Pension a week£241.30
A year£12,548
Every 4 weeks (how it is paid)£965.20

68.

💡 State Pension age by date of birth

  • Before 6 April 1960: 66
  • 6 April 1960 – 5 March 1961: 66 + 1 to 11 months
  • 6 March 1961 – 5 April 1977: 67
  • 6 April 1977 – 5 April 1978: between 67 and 68
  • After 5 April 1978: 68 (current law)

❓ Frequently asked questions

What is the State Pension age for someone born in 1960?

It depends on the month: people born from 6 April 1960 reach it at 66 plus 1 to 11 months, and those born from 6 March 1961 at 67.

How much is the full State Pension in 2026?

£241.30 a week (£12,547.60 a year) for the new State Pension; the old basic State Pension is £184.90 a week.

How many years do I need for a full State Pension?

35 qualifying years of National Insurance contributions or credits. You can sometimes buy missing years with voluntary Class 3 contributions.

Is the State Pension taxable?

Yes, it counts as taxable income, but it is paid without tax deducted. With other income above your personal allowance, tax is usually taken through your other pension's tax code.