👛 Baby Cost Calculator: First-Year Cost (India, US, UK)

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e.g. −30 for a smaller town, +50 for a metro or premium brands

Fill in the details and click Calculate to see your results.

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📘 About the Baby Cost

Planning for a baby? This calculator estimates first-year costs for a typical middle-income family: nappies, formula (if used), solid food from 6 months, clothes, doctor visits and vaccines, toiletries, one-time gear and childcare.

Choose your country and options, then use the adjustment to scale for your city and the brands you buy. Breastfeeding and cloth nappies are the biggest savings; childcare is the biggest cost if you need it.

✏️ Worked examples

India, breastfeeding, disposable nappies

You enter
CountryIndia (₹)
FeedingBreastfeeding
NappiesDisposable
Childcare from 6 monthsNone (family care)
Adjust for your city / brands0%
You get
Estimated first-year cost₹1,13,200
Per month on average₹9,433
Biggest costDiapers
Saving tipGovernment UIP vaccines are free; breastfeeding and cloth nappies cut the cost by over a third

₹1,13,200.

Try this example →

US, formula, full-time daycare

You enter
CountryUnited States ($)
FeedingFormula
NappiesDisposable
Childcare from 6 monthsFull-time daycare
Adjust for your city / brands0%
You get
Estimated first-year cost$15,060
Per month on average$1,255
Biggest costChildcare (from 6 months)

$15,060.

Try this example →

🧭 How to use this calculator

What you enter

  • Country
  • Feeding
  • Nappies
  • Childcare from 6 months
  • Adjust for your city / brands (%)e.g. −30 for a smaller town, +50 for a metro or premium brands

What you get

  • Estimated first-year cost
  • Per month on average
  • Biggest cost
  • Saving tip

❓ Frequently asked questions

How much does a baby cost in India in the first year?

Roughly ₹1–2.5 lakh for a middle-income family without paid childcare, more with daycare.

What is the biggest baby expense?

Childcare, if you use it; otherwise nappies, formula and gear.

How can I reduce baby costs?

Breastfeed, use cloth nappies part-time, buy second-hand gear (but not car seats), and use free government vaccines.

What people are saying
★★★★★
Anonymous · 13 Oct 2026