Calculate how much you need to invest every month for retirement after considering inflation, retirement age, life expectancy, existing savings, retirement income, investment growth and annual investment increases.
Fill in the details and click Calculate to see your results.
This calculator estimates the monthly investment required to build a retirement corpus for a person in any country.
It considers inflation, retirement age, life expectancy, current savings, other money available at retirement, retirement income, annual investment increases and expected investment returns.
It also compares the required investment with the current monthly investment plan.
| Current Age | 36 yrs |
| Retirement Age | 60 yrs |
| Life Expectancy | 85 yrs |
| Current Monthly Expenses | 50000 |
| Retirement Lifestyle | 100% |
| Expected Inflation | 6% |
| Current Retirement Savings | 1000000 |
| Other Money Available at Retirement | 0 |
| Expected Monthly Retirement Income | 0 |
| Annual Increase in Retirement Income | 0% |
| Desired Legacy Corpus | 0 |
| Current Monthly Investment | 20000 |
| Annual Increase in Investment | 5% |
| Expected Pre-Retirement Return | 10% |
| Expected Post-Retirement Return | 8% |
| Years to Retirement | 24 |
| Years in Retirement | 25 |
| Monthly Expense at Retirement | 202,447 |
| Monthly Retirement Income | 0 |
| Required Retirement Corpus | 45,345,200 |
| Existing Money at Retirement | 10,914,100 |
| Corpus Needed from Investments | 34,431,100 |
| Required Monthly Investment Today | 19,336.9 |
| Required Monthly Investment at Retirement | 62,363.4 |
| Current Plan Monthly Investment at Retirement | 64,502 |
| Projected Corpus from Current Plan | 46,526,000 |
| 🟢 Surplus / 🔴 Shortfall | 1,180,740 |
| Additional Monthly Investment Needed | 0 |
| Future Value of Current Monthly Investments | 35,611,900 |
A person aged 36 plans to retire at 60, expects to live to 85, spends 50000 per month today and invests 20000 per month with a 5% annual increase.
Try this example →Enter the long term annual inflation rate you expect to experience before and during retirement. A higher inflation assumption increases the required retirement corpus.
It is the percentage by which your monthly investment rises each year. For example, a 5% increase means 20000 becomes 21000 after one year.
Yes. Enter the expected monthly retirement income and an annual increase if you expect that income to rise over time.
It is the amount you want to remain at the end of your retirement period for heirs, family or other goals.
No. The result is a projection based on the assumptions entered. Inflation, investment returns, taxes, fees and future income can differ from the assumptions.