💰 Personal Finance & Wealth

12 calculators in this category.

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How much do you need to stop working? Is renting smarter than buying? How do you clear your debts fastest? These calculators answer the big money questions with your own numbers.

Each one shows how it works, a worked example and the assumptions it uses, so you can change them to suit your situation.

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Millionaire Calculator

Find out when you will become a millionaire or crorepati from your savings, monthly SIP, step-up and expected return — and what you must invest to get there sooner.
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Lifestyle Inflation

See what your current lifestyle will cost in 5, 10 or 20 years, with separate inflation for household costs, lifestyle, school fees and healthcare.
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Financial Freedom

Work out the money you need to live off your investments, counting rent or other passive income, and when you will get there with your current savings.
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FIRE Calculator

Find your FIRE number and early-retirement age, plus Lean FIRE, Fat FIRE, Coast FIRE and Barista FIRE targets, for India or anywhere.
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Rent vs Buy

Compare buying a home with a loan against renting and investing the difference: net worth after the years you stay, EMI, price-to-rent ratio and break-even.
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Rent vs Buy Break-Even

Find how many years you must stay before buying a home beats renting, the rent at which buying pays off, and the year-by-year gap between buying and renting.
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Net Worth

Add up your bank balance, FDs, mutual funds, PF, gold, property and vehicles, subtract your loans and card dues, and see your net worth with a breakdown.
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Wealth Comparison

Compare your net worth with adults in India, the USA, the UK and the world. See your wealth percentile and where the top 10% and top 1% start.
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Passive Income

Add up your passive income from FDs, bonds, dividends, REITs and rent, see how much of your expenses it covers, and the money needed to reach your target.
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Debt Payoff

Plan how to clear up to five loans and credit cards. Compare the debt avalanche and debt snowball methods: debt-free date, interest paid and the order to pay.
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Subscription Cost

Add up your OTT, music, mobile, broadband, cloud, gym and delivery subscriptions: monthly, yearly and 10-year cost, and what the money could grow to if invested.
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Cost Per Use

Compare up to three items by their true cost per use — price minus resale value, divided by how often you will use them, plus running costs.

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