Fill in the details and click Calculate to see your results.
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📘 About the PPF (Existing Account) Calculator
If you already have a PPF account, this calculator projects what it will be worth at the end of the 15-year term. It grows your current balance and adds the deposits you plan to keep making.
Enter your balance, the deposit per period, the interest rate, how often you deposit and the years already completed.
🧮 Formula
✏️ Worked example
₹8 lakh balance, 6 years done, ₹12,500 a month
You get| Projected maturity amount | ₹33,56,755 |
| Years left to maturity | 9 years |
| Further deposits | ₹13,50,000 |
| Further interest | ₹12,06,755 |
| If extended 5 years with deposits | ₹56,27,639 |
Maturity ₹33,56,755 in 9 years.
🧭 How to use this calculator
What you enter
- Current Balance (₹)
- Deposit per Period (₹)
- Annual Interest Rate (%)
- Deposit Frequency
- Years Already Completed (yrs)
What you get
- Projected Maturity Amount
- Further Deposits + Balance
- Further Interest Earned
❓ Frequently asked questions
What if I have completed all 15 years?
The calculator shows no remaining years. You can extend the account in blocks of five years and project the extension separately.
Does the rate stay fixed?
No. The PPF rate is reviewed every quarter, so your final maturity may differ from the projection.
Can I withdraw before maturity?
Partial withdrawals are allowed from the seventh financial year, subject to the scheme rules.
What people are saying
★★★★★
Anonymous · 05 Oct 2026
★★★☆☆
Anonymous · 05 Oct 2026
★★☆☆☆
Anonymous · 05 Oct 2026