Calculate your Public Provident Fund (PPF) maturity amount after 15 years for monthly, quarterly or yearly deposits, with a year-wise interest table and extension options.
Fill in the details and click Calculate to see your results.
![PPF (New Account) formula: M = D × (1 + r) × [(1 + r)¹⁵ − 1] ÷ r; Interest = M − total deposits](https://powercalculators.com/assets/img/calculators/ppf-new-1200x630.jpg?v=cfabd74700 "PPF Calculator — formula explained")
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The Public Provident Fund (PPF) is a 15-year, government-backed savings scheme with a fixed lock-in and tax-free returns. It suits long-term goals such as retirement.
Enter your deposit per period, the current PPF rate and how often you deposit to see the projected maturity, your total deposits and the interest earned.
| Deposit per Period | ₹150,000 |
| Annual Interest Rate | 7.1% |
| Deposit Frequency | Yearly |
| Maturity amount after 15 years | ₹40,68,209 |
| Total deposited | ₹22,50,000 |
| Total interest earned (tax-free) | ₹18,18,209 |
| Yearly deposit | ₹1,50,000 |
| If extended 5 more years with deposits | ₹66,58,288 |
| If extended 10 more years with deposits | ₹1,03,08,015 |
| If extended 5 years without deposits | ₹57,32,587 |
Maturity ₹40,68,209; interest ₹18,18,209.
| Deposit per Period | ₹12,500 |
| Annual Interest Rate | 7.1% |
| Deposit Frequency | Monthly |
| Maturity amount after 15 years | ₹39,44,599 |
| Total deposited | ₹22,50,000 |
| Total interest earned (tax-free) | ₹16,94,599 |
| Yearly deposit | ₹1,50,000 |
| If extended 5 more years with deposits | ₹64,55,980 |
| If extended 10 more years with deposits | ₹99,94,812 |
| If extended 5 years without deposits | ₹55,58,406 |
Maturity ₹39,44,599.
| Deposit per Period | ₹5,000 |
| Annual Interest Rate | 7.1% |
| Deposit Frequency | Monthly |
| Maturity amount after 15 years | ₹15,77,840 |
| Total deposited | ₹9,00,000 |
| Total interest earned (tax-free) | ₹6,77,840 |
| Yearly deposit | ₹60,000 |
| If extended 5 more years with deposits | ₹25,82,392 |
| If extended 10 more years with deposits | ₹39,97,925 |
| If extended 5 years without deposits | ₹22,23,362 |
Maturity ₹15,77,840.
Between ₹500 and ₹1.5 lakh in a financial year.
Yes. Interest and the maturity amount are exempt. Deposits qualify for Section 80C only under the old tax regime.
Yes, in blocks of five years, with or without further deposits.
About ₹40.68 lakh after 15 years at 7.1%, if you deposit before 5 April each year. You deposit ₹22.5 lakh and earn about ₹18.18 lakh interest.
On the lowest balance between the 5th and the last day of each month, at the yearly rate ÷ 12, added to the account every 31 March.
7.1% a year, unchanged for several quarters. The rate is set by the Government of India every quarter; check the current rate with India Post or your bank.