About the UK Universal Credit Calculator 2026/27
Universal Credit adds up a standard allowance (from £424.90 a month for a single person aged 25+) and extra elements for children, disability, caring, housing costs and 85% of childcare costs. The two-child limit was removed from April 2026.
Your award then falls by 55p for every £1 you earn above your work allowance (£710, or £427 if you get help with housing — only for people with children or limited capability for work). Savings over £6,000 reduce it, and over £16,000 you cannot claim.